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12-Month CD

Put your savings to work with a fixed-rate Certificate of Deposit.

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*Annual Percentage Yield (APY) effective June 29, 2026, subject to change. Offer is good at any Ireland Bank Branch. This 12 Month CD requires a minimum deposit of $25,000 for an APY of 4.00%. Interest will be compounded quarterly. A penalty may be imposed for early withdrawal. Penalty may reduce earnings on account.

4.00

%

APY*

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What can we help you with?

MORTGAGE

Competitive Rates

AUTO

AS LOW AS

5.51% APR*

12 MONTH CDS

AS HIGH AS

4.00% APY*

*Annual Percentage Yield

Ireland Bank - Community isn't just a word

Invested in Community

Community means putting people first – especially when it comes to financial well-being. We believe access, education, and trust are the cornerstones of a stronger, more resilient future. Every step we take is rooted in helping individuals and families thrive.

Lights, Camera, Save!

Thank you to everyone who participated in this year’s Lights, Camera, Save! competition. We extend a special congratulations to Ireland Bank’s national entry, Calvin from Canyon Ridge High School in Twin Falls. Calvin’s video advanced to the national contest, and although he was ultimately eliminated during the online voting period, we are incredibly proud of his accomplishment and creativity.

Please enjoy his video, and we look forward to seeing more inspiring entries next year!

Lights Camera Save   Don't Rob Your Future   Calvin Heward