Certificate of Deposit
Certificate of Deposit

A Certificate of Deposit (CD) from Ireland Bank is an investor’s dream. Great rates and low risk.

Account Benefits

  • Online Banking
  • Mobile Banking1
  • Choose a CD maturity that best suits your needs – 6 months to 5 years
  • Interest compounded and paid quarterly2

ESSENTIAL Certificate

  • Minimum opening deposit – $500
  • Terms – 6 months to 5 years
  • Penalties for early withdrawal may apply3

ESSENTIAL Step Up Certificate

  • Minimum opening deposit – $250
  • Terms – 18 months
  • Unlimited deposits before maturity
  • Penalties for early withdrawal may apply3
  1. Message and data rates may apply. Please contact your mobile carrier for details.
  2. You must maintain a minimum daily balance of $50 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the balance in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.
  3. Contact your local branch for current rates and additional account details