Certificate of Deposit

A Certificate of Deposit (CD) from Ireland Bank is an investor’s dream. Great rates and low risk.

Certificate of Deposit
Certificate of Deposit

A Certificate of Deposit (CD) from Ireland Bank is an investor’s dream. Great rates and low risk.

Account Benefits

  • Online Banking
  • Mobile Banking1
  • Choose a CD maturity that best suits your needs – 6 months to 5 years
  • Interest compounded and paid quarterly2

ESSENTIAL Certificate

  • Minimum opening deposit – $500
  • Terms – 6 months to 5 years
  • Penalties for early withdrawal may apply3

ESSENTIAL Step Up Certificate

  • Minimum opening deposit – $250
  • Terms – 18 months
  • Unlimited deposits before maturity
  • Penalties for early withdrawal may apply3
  1. Message and data rates may apply. Please contact your mobile carrier for details.
  2. You must maintain a minimum daily balance of $50 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the principle in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.
  3. Contact your local branch for current rates and additional account details

Ireland Bank will be closed on Wednesday, November 11, in observance of Veterans Day.

Got it!
Close Welcome Bar

**Alert: Beware of Suspicious Calls** Our bank will never ask for sensitive information like your PIN, passwords, one-time codes, or full account number over the phone or text. If you receive a suspicious call, please disregard and contact your local branch directly. Your security is our priority.

Got it!
Close Welcome Bar