Ireland Bank Elite Checking Account

  • Minimum opening deposit – $100
  • Monthly service charge – $121
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $9

Ireland Bank Elite Plus Checking Account

  • Minimum opening deposit – $500
  • Interest compounded and paid monthly2
  • Monthly service charge – $171
  • Monthly service charge reduced $5 if a minimum average daily balance of $1,500 is maintained for the statement cycle3
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $9

Ireland Bank Elite Benefits

Elite members are entitled to obtain the following benefits at any of our convenient Ireland Bank locations:

  • 2 Boxes of Complimentary Checks Annually – Specialty single or 50% off design of your choice.
  • No Fee Cashier’s Checks – Limit 3 per month – requires purchase from Elite Checking Account.
  • 20% Discount on a Safe Deposit Box – Annual rent – requires automatic payment from Elite Checking Account.

Elite members can also access:

  • *Identity Fraud Support – Identity Theft Insurance provides up to $10,000 in financial compensation for covered expenses incurred in the recovery of your stolen identity.
  • *Accidental Death & Dismemberment – You will be covered for Accidental Death and Dismemberment Insurance in the plan that you select (additional charges may apply1).
  • Cashback Rewards – Earn cash back just for shopping online. Our secure online shopping network gives you access to hundreds of the nation’s best online retailers. You can earn money back by making qualified purchases through the Cash Back Rewards website.
  • Everyday Rebates – Receive up to $80 per year by submitting your receipts.
  • Extended Warranty and Purchase Price Protection – Shop with peace of mind and enjoy shopping with the benefits of up to 5 years Extended Warranty on covered items and Purchase Price Protection for 60-days after purchase of covered items.
  • My Concierge Service – Looking for a personal assistant? With My Concierge Service, you have access to a team of assistants to help with travel planning and reservations or shopping and dining recommendations.
  • Online Savings and Savings on Tap – Members save big at their favorite merchants with thousands of discounts! Simply search the Online Savings website to discover great savings.

*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate, and not insured by an agency of the U.S.

For full details about exclusive benefits, please visit your local Ireland Bank branch.

  1. Service charge includes one Elite membership; each additional Elite membership is $2 with a $4 maximum for family plan.
  2. You must maintain a minimum daily balance of $500 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the balance in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.
  3. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.