Money Market Account

Ireland Bank’s Money Market Account is tough to beat. If you need access to your funds but want the added benefit of earning interest look no further than our Money Market Account.

Money Market Account
Money Market Account

Ireland Bank’s Money Market Account is tough to beat. If you need access to your funds but want the added benefit of earning interest look no further than our Money Market Account.

Account Features

  • Minimum opening deposit – $2,500
  • Interest compounded and paid montly1
  • Unlimited deposits
  • Limitation on frequency of transfers and/or withdrawals
  • Monthly service charge – $15
  • Monthly service charge reduced $15.00 for every monthly statement cycle a minimum average daily balance of $2,500.00 is maintained2
  • An additional service charge of $15 will be charged for each withdrawal over six (6) per monthly statement cycle (excessive withdrawal)
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  1. You must maintain a minimum daily balance of $2,500 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the principle in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.
  2. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Ireland Bank will be closed on Monday, January 19, in observance of Martin Luther King Jr. Day.

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**Alert: Beware of Suspicious Calls** Our bank will never ask for sensitive information like your PIN, passwords, one-time codes, or full account number over the phone or text. If you receive a suspicious text, please disregard and contact your local branch directly. Your security is our priority.

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