Essential Checking Account
Essential Checking Account

Look to Ireland Bank for all your business banking needs. We think BIG when it comes to small businesses and we offer a full array of services to prove it. Let Ireland Bank help your business grow and prosper.

Ireland Bank Essential Checking Account

  • Minimum opening deposit – $100
  • Monthly service charge – $8
  • Monthly service charge reduced $5 if a minimum average daily balance of $1,500 is maintained for the statement cycle1
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $0

Ireland Bank Essential Plus Checking Account

  • Minimum opening deposit – $500
  • Interest compounded and paid monthly2
  • Monthly service charge – $18
  • Monthly service charge reduced $15 if a minimum average daily balance of $2,500 is maintained for the statement cycle1
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $0
  1. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  2. You must maintain a minimum daily balance of $500 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the balance in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.