Reserve Account Line of Credit

A line of credit attached to your checking account that makes additional funds available that give you peace of mind.

Reserve Line of Credit
Reserve Account Line of Credit

A line of credit attached to your checking account that makes additional funds available that give you peace of mind.

The Reserve Account1 is a line of credit attached to your checking account that makes additional funds available which helps give you peace of mind in the case of an unexpected expense. The available funds on your Reserve Account are there to help prevent overdrafts and reduce fees.

Account Features and Benefits

  • Reserve Accounts can be a way to start building credit.
  • Transfer occurs automatically when your checking account balance drops below $0.
  1. On Approved Credit (OAC)

Ireland Bank will be closed on Monday, January 19, in observance of Martin Luther King Jr. Day.

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**Alert: Beware of Suspicious Calls** Our bank will never ask for sensitive information like your PIN, passwords, one-time codes, or full account number over the phone or text. If you receive a suspicious text, please disregard and contact your local branch directly. Your security is our priority.

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