Classic Checking Account

If you want an account that puts you in control of your finances, this is the account for you. 

Ireland Bank Classic Checking Account

  • Minimum opening deposit – $100
  • Monthly service charge – $10
  • Monthly service charge reduced $5 if a minimum average daily balance of $1,000 is maintained for the statement cycle1
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $2
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Ireland Bank Classic Plus Checking Account

  • Minimum opening deposit – $500
  • Interest compounded and paid monthly2
  • Monthly service charge – $15
  • Monthly service charge reduced $10 if a minimum average daily balance of $1,500 is maintained for the statement cycle1
  • Credit back of $3 every statement cycle the account is enrolled in E-Statements
  • Lowest Possible Monthly Service Charge – $2
OPEN ACCOUNT
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  1. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  2. You must maintain a minimum daily balance of $500 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the balance in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.