Certificate of Deposit
Certificate of Deposit

A Certificate of Deposit (CD) from Ireland Bank is an investor’s dream. Great rates and low risk.

Account Benefits

  • Online Banking
  • Mobile Banking1
  • Choose a CD maturity that best suits your needs – 6 months to 5 years
  • Interest compounded and paid quarterly2

ESSENTIAL Certificate

  • Minimum opening deposit – $500
  • Terms – 6 months to 5 years
  • Penalties for early withdrawal may apply3

ESSENTIAL Step Up Certificate

  • Minimum opening deposit – $250
  • Terms – 18 months
  • Unlimited deposits before maturity
  • Penalties for early withdrawal may apply3
  1. Message and data rates may apply. Please contact your mobile carrier for details.
  2. You must maintain a minimum daily balance of $50 in the account each day to earn interest for that day. Interest is calculated by the daily balance computation method which applies a daily periodic rate to the balance in the account each day. An accrual of less than $0.01 per statement cycle will not be paid.
  3. Contact your local branch for current rates and additional account details

Ireland Bank will be closed Thursday, November 28th in observance of Thanksgiving Day.

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