A Banker is responsible to learn many facets of the banking industry, so they may become an integral part of the bank.

• accurately handling cash, processing transactions and maintaining records;
• providing quality customer sales and service to identify customer needs while maintaining existing and developing new client relationships;
• maintaining working product knowledge and completing all training and cross-training requirements;
• recognizing and capitalizing on sales opportunities that equitably benefit both the customer and the bank;
• providing quality customer sales and service by identifying customer needs and recommending products/services to maintain existing and develop new client relationships;
• responsible for accurately opening accounts, explaining and processing investments and other financial services;
• assisting with compiling loan file documentation;
• referring bank products and services;
• and professionally represents and protects the Bank’s interest.

KNOWLEDGE & EXPERIENCE REQUIREMENTS:

• High school diploma or General Education Degree (GED).
• Previous experience with cash-handling preferred but not required.
• Ability to read and comprehend simple instructions, short correspondence, and memos.
• Ability to write simple correspondence.
• Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
• Ability to add, subtract, multiply, and divide in all units of measure using whole numbers, common fractions, and decimals.
• Ability to compute rates, ratios, and percentages and to draw and interpret bar graphs.
• Ability to apply common-sense understanding to carry out detailed written and oral instructions.
• Ability to deal with problems involving a few concrete variables in standardized situations.
• Ability to work under high pressure while maintaining a professional demeanor.

Essential Functions:

• This position requires long periods of standing.
• This position requires regular lifting of up to 50 lbs.
• This position requires the ability to operate a computer, telephone and other office equipment (fax machine, copy machine, adding machine, etc.)
• This position requires ability to work outside of regular business hours on occasion.

The Commercial Loan Officer is responsible for developing, evaluating, and maintaining a commercial and agriculture loan and deposit portfolio, while increasing branch profitability through business development. The Commercial Loan Officer monitors and maintains their loan portfolio in accordance with bank policies and procedures. The Commercial Loan Officer fosters a cooperative working environment with loan support staff, operations, and retail branch employees by providing positive leadership.

KNOWLEDGE & EXPERIENCE REQUIREMENTS

• Preferred 5-7 years lending experience.
• 3 years of equivalent experience in a related field preferred.
• minimum 4-year college degree preferred.
• Ability to use computers and related software programs.
• Must have excellent reasoning ability and solid understanding of financial accounting and mathematics.
• Demonstrates ability to make decisions and manage others.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals and the ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate cash flow, analyze risk, and understand the fundamentals of analyzing financial statements.
• Ability to prepare and explain trend, ratio and comparative statements.
• Ability to apply concepts of basic accounting, algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

The Commercial Loan Officer is responsible for developing, evaluating, and maintaining a commercial and agriculture loan and deposit portfolio, while increasing branch profitability through business development. The Commercial Loan Officer monitors and maintains their loan portfolio in accordance with bank policies and procedures. The Commercial Loan Officer fosters a cooperative working environment with loan support staff, operations, and retail branch employees by providing positive leadership.

KNOWLEDGE & EXPERIENCE REQUIREMENTS

• Preferred 5-7 years lending experience.
• 3 years of equivalent experience in a related field preferred.
• minimum 4-year college degree preferred.
• Ability to use computers and related software programs.
• Must have excellent reasoning ability and solid understanding of financial accounting and mathematics.
• Demonstrates ability to make decisions and manage others.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals and the ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate cash flow, analyze risk, and understand the fundamentals of analyzing financial statements.
• Ability to prepare and explain trend, ratio and comparative statements.
• Ability to apply concepts of basic accounting, algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

The Commercial Loan Officer is responsible for developing, evaluating, and maintaining a commercial and agriculture loan and deposit portfolio, while increasing branch profitability through business development. The Commercial Loan Officer monitors and maintains their loan portfolio in accordance with bank policies and procedures. The Commercial Loan Officer fosters a cooperative working environment with loan support staff, operations, and retail branch employees by providing positive leadership.

KNOWLEDGE & EXPERIENCE REQUIREMENTS

• Preferred 5-7 years lending experience.
• 3 years of equivalent experience in a related field preferred.
• minimum 4-year college degree preferred.
• Ability to use computers and related software programs.
• Must have excellent reasoning ability and solid understanding of financial accounting and mathematics.
• Demonstrates ability to make decisions and manage others.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals and the ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate cash flow, analyze risk, and understand the fundamentals of analyzing financial statements.
• Ability to prepare and explain trend, ratio and comparative statements.
• Ability to apply concepts of basic accounting, algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.