The Branch Manager is responsible for managing all functions and has ultimate responsibility for achievement of all goals, operational activities, and staffing requirements of the assigned branch. The Branch Manager ensures quality levels of customer service, development and training of staff, and promotion of a positive bank image within the community. Oversees inside branch sales performed by branch staff and actively participates in outside business generation to new and existing customers. The Branch Manager minimizes operational risks and loss potential associated with bank retail activities. Oversees administration of all personnel issues, ensures the protection of all branch assets, and operates within established budgets.

KNOWLEDGE & EXPERIENCE PREFERENCES

• Associates degree or equivalent from a two-year college or technical school plus a minimum of one year supervisory experience and/or training; or an equivalent combination of education and experience.
• Minimum of two years’ experience as Branch Operations or Loan Officer.
• Demonstrated proficiency with computer software programs including Word, Excel and PowerPoint.
• Ability to communicate professionally and effectively with branch personnel, senior bank management and clients in person, on the telephone and via email.
• Ability to resolve employee and customer problems.
• Ability to work with little or no supervision.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to apply concepts of basic algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Demonstrated ability to motivate others, resolve employee grievances and maintain a productive and harmonious team.

Equal Opportunity Employer

MEMBER FDIC

Equal Housing Lender

The Commercial Loan Officer is responsible for developing, evaluating, and maintaining a commercial and agriculture loan and deposit portfolio, while increasing branch profitability through business development. The Commercial Loan Officer monitors and maintains their loan portfolio in accordance with bank policies and procedures. The Commercial Loan Officer fosters a cooperative working environment with loan support staff, operations, and retail branch employees by providing positive leadership.

KNOWLEDGE & EXPERIENCE REQUIREMENTS

• Preferred 5-7 years lending experience.
• 3 years of equivalent experience in a related field preferred.
• minimum 4-year college degree preferred.
• Ability to use computers and related software programs.
• Must have excellent reasoning ability and solid understanding of financial accounting and mathematics.
• Demonstrates ability to make decisions and manage others.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals and the ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate cash flow, analyze risk, and understand the fundamentals of analyzing financial statements.
• Ability to prepare and explain trend, ratio and comparative statements.
• Ability to apply concepts of basic accounting, algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

The Commercial Loan Officer is responsible for developing, evaluating, and maintaining a commercial and agriculture loan and deposit portfolio, while increasing branch profitability through business development. The Commercial Loan Officer monitors and maintains their loan portfolio in accordance with bank policies and procedures. The Commercial Loan Officer fosters a cooperative working environment with loan support staff, operations, and retail branch employees by providing positive leadership.

KNOWLEDGE & EXPERIENCE REQUIREMENTS

• Preferred 5-7 years lending experience.
• 3 years of equivalent experience in a related field preferred.
• minimum 4-year college degree preferred.
• Ability to use computers and related software programs.
• Must have excellent reasoning ability and solid understanding of financial accounting and mathematics.
• Demonstrates ability to make decisions and manage others.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals and the ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate cash flow, analyze risk, and understand the fundamentals of analyzing financial statements.
• Ability to prepare and explain trend, ratio and comparative statements.
• Ability to apply concepts of basic accounting, algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.