Merchant Services
Merchant Services

Local solutions for your payment processing needs.

We continuously focus on the needs of our merchants – they are the backbone of the community we proudly serve. We partner with Deluxe to provide solutions and services that best fit your needs.

Deluxe is a leading payment technology company that delivers a wide range of payment solutions and payment-integrated softwares that allow you to process transactions in-store, online, and on-the-go.

CUSTOMIZED PAYMENT SOLUTIONS

LEADING-EDGE equipment & software

From countertop terminals to full-scale point-of-sale systems, and with services like next-day funding and award-winning 24/7 customer support, our solutions grow in lockstep with your business.

Our hardware, software, and payment gateways are fully PCI compliant. Plus, we also implement fraud-prevention tools including EMV, tokenization, and encryption to ensure your transactions are both safe and secure.

Virtual Terminal

Turn your computer into a credit card terminal -no special equipment needed to accept payments remotely. 

Features include:

  • Online payments & reporting
  • Recurring payments
  • Invoicing
Online Payments

Allows you to sell products and services on your website with a customized payment page.

Give your customers:

  • A customized checkout experience
  • An easily accessible way to pay
Text to Give

Nonprofits can accept donations anytime, anywhere. Supporters can text a keyword and donation amount to a designated phone number. 

It’s fast, easy and secure.

Point of Sale

Retail transactions in person or online are easy with our POS solutions. Enjoy inventory management and reporting analytics at your fingertips.

Features include:

  • Loyalty programs
  • Employee time management
  • Cloud-based reporting analytics
Mobile

Forget cash and checks. Accept payments for goods and services through your tablet or cell phone. Convenient and secure. 

Benefits include:

  • On-the-go pocket-size design
  • EMV chip or magstripe
  • Android and Apple capability
Terminals

Expand payment options for your customers with a credit card terminal. 

Choose from a wired connection at the front counter or a wireless device that moves with you. 

Integrated software solutions to take your business to the next level

Retail
Use in-store or take advantage of the online ordering and invoicing capabilities to increase sales, manage inventory, and collect customer data. Time clock, loyalty programs, and salesperson tracking are just a few of the amenities.
A person purchases a plant at a gardening retail store

Our restaurant-specific POS system is small enough to fit in any space, but powerful enough to run the full house. Save both time and money tracking orders, managing inventory, and balancing food costs.

A restaurant worker reviews a laptop while standing at a countertop.

Utilize one of our numerous payment solutions to build out a custom checkout experience online, no matter the industry. Advertise products, receive orders, or take reservations.

An ecommerce business owner checks an order on her laptop.

Boost your account receivables with our payments solution for medical, dental and veterinary offices. Accept payments via text/SMS, in person, online, or over the phone. Set up pre-payments and recurring payment plans.

A healthcare worker sits and holds a payment processing terminal in front of a customer.

Government entities, such as local municipalities, court houses and tax collectors, can eliminate processing fees via the Service Fee model.

  • Payment acceptance in-office, online, & via IVR (bilingual)
  • Rapid account onboarding
  • Next-day funding
  • Realtime online reporting
  • Software integrations
A government building with columns

Streamline payments to increase giving, engage and grow your community, and maximize efficiency. Accept payments via:

  • Text/SMS
  • QR code
  • Mobile app
  • Website
  • Kiosk

Value Added Services

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Meet or Beat Pricing

If we cannot meet or beat your current processor’s effective rate, you will receive $500 in the form of a Visa gift card.* To see how your current rates compare, please provide us with your last two months of merchant statements.

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Layers of Support

  • Our dedicated Account Representatives help you identify the right products for both your business model and goals
  • The Deluxe Support Team proactively works with you to answer questions and ensure we are delivering on our service promise
  • Our 24/7/365 Customer Support answers most calls in less than 30 seconds so you can get back to running your business
  • The Loss Prevention team continuously monitors transactions, addressing activity that appears risky or fraudulent
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FirstView Portal

Access your transaction activity and more on Deluxe’s merchant portal. 

  • Detailed and summary reports
  • Daily deposit/ACH reports
  • Chargeback and retrieval request reports
  • Merchant statements
  • Account maintenance and annual tax forms
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Seasonal and Rental Programs

  • Deactivate your payment processing during your inactive months to save money
  • Use a card reader for short-term rentals and annual special events
*To qualify for this offer, merchant’s average processing volume must be greater than $5,000 per month and merchant must provide at least two months of processing statements for comparison. Funds paid by Deluxe in the form of a Visa gift card and mailed to your business address within 30 days following statement review. Offer expires, January 1, 2026. Franchises are not eligible for this offer. Any projected savings are estimates only. Savings estimates are based on information provided by the merchant regarding its current processing account as reflected above. Savings estimates do not consider any future increases in rates and fees, or the introduction of new rates and fees implemented by the card networks, merchant’s current processor, or merchant’s new processor. The amount of savings actually realized, if any, will vary depending on a number of factors, including without limitation the following: variations in the mix of card types presented at time of purchase, the number of transactions, transaction volume, average transaction amount, the manner in which transactions are processed (card-present vs. card-not-present), seasonal fluctuations, changes in merchant’s business, and variations in merchant’s chargebacks, returns, retrievals, and other actions billed on a per-usage basis, which may result increased fees. Savings estimates apply only as of the date of the proposal and only to the details supplied for comparison.

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In observance of Martin Luther King Jr Day, Ireland Bank will be closed Monday, January 20th.

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