Personal Savings

Earn interest and gain peace of mind while reaching your financial goals. We make it just that easy!

Online Banking

Online Banking

E-Statements

E-Statements

Mobile Banking

Mobile Banking1

Zelle

Zelle

Bank by Phone

Bank by Phone

Personalized Service

Personalized Local
Service

Email and Text Alerts

Email and Text Alerts1

Save for America Savings Account (under 18)IRELAND SavingsMoney Market AccountIRELAND IRA Variable Savings AccountHealth Savings Account (HSA)Idaho Medical Savings Account
Minimum Opening Deposit$1$100$2,500$100$50$100
Payment of Interest
E-Statements
Lowest Possible Service Charge2$0/Month$0/Month$0/Month$0/Month$40/Year$0/Month
Withdrawal Limitations2–6 per Calendar Quarter6 per Calendar Month–––
Save for America Savings Account (under 18)IRELAND Savings
Minimum Opening Deposit$1$100
Payment of Interest
E-Statements
Lowest Possible Service Charge2$0/Month$0/Month
Withdrawal Limitations2–6 per Calendar Quarter
Money Market AccountIRELAND IRA Variable Savings Account
Minimum Opening Deposit$2,500$100
Payment of Interest
E-Statements
Lowest Possible Service Charge2$0/Month$0/Month
Withdrawal Limitations26 per Calendar Month–
Health Savings Account (HSA)Idaho Medical Savings Account
Minimum Opening Deposit$50$100
Payment of Interest
E-Statements
Lowest Possible Service Charge2$40/Year$0/Month
Withdrawal Limitations2––
IRELAND CertificateIRELAND Step Up CertificateIRELAND IRA CertificateIRELAND IRA Step Up Certificate
Minimum Opening Deposit$500$250$500$250
Earns Interest
Earns Interest
Payment of InterestCompounded and paid quarterlyCompounded and paid quarterlyCompounded and paid quarterlyCompounded and paid quarterly
Terms Available6 Months to 5 Years18 Months6 Months to 5 Years18 Months
Penalties for early withdrawal may apply.3
IRELAND CertificateIRELAND Step Up Certificate
Minimum Opening Deposit$500$250
Earns Interest
Earns Interest
Payment of InterestCompounded and paid quarterlyCompounded and paid quarterly
Terms Available6 Months to 5 Years18 Months
Penalties for early withdrawal may apply.3
IRELAND IRA CertificateIRELAND IRA Step Up Certificate
Minimum Opening Deposit$500$250
Earns Interest
Earns Interest
Payment of InterestCompounded and paid quarterlyCompounded and paid quarterly
Terms Available6 Months to 5 Years18 Months
Penalties for early withdrawal may apply.3
  1. Message and data rates may apply. Please contact your mobile carrier for details.
  2. See account for details.
  3. Contact your local branch for current rates and additional account details